FAQ

What is Pike?

Pike is a modular, multi-chain money market with built-in DEX functionality, designed to maximize capital efficiency for lenders, borrowers, and traders. By leveraging cross-chain interest rate arbitrage and advanced liquidity mechanisms, Pike offers competitive yields and superior asset utilization.

• Composability: Pike features integrated DEX capabilities powered by Tapio’s liquidity pool dynamics, enabling seamless swaps and support for a wide range of collateral types, including blue-chip tokens, DEX LP tokens, and self-pegging assets (SPA).

• Modularity: Its modular architecture allows for rapid market deployment, risk isolation, and effortless integration of new assets and protocols, ensuring scalable and adaptable growth with security.

• Capital Efficiency: Through Universal Vaults powered by POCA (Protocol-Oriented Chain Abstraction), Pike unlocks cross-chain yield opportunities and reduces liquidity fragmentation. A programmable oracle system and a 3-slope interest rate model further optimize price discovery and borrowing dynamics.

Why is Pike Needed?

Existing lending protocols often suffer from limited chain support and inefficient capital utilization. Pike addresses these issues by integrating SPA and cross-chain functionality via POCA (Protocol-Oriented Chain Abstraction), offering better capital efficiency and customizable lending markets.

What is Pike’s Modular Design?

Pike’s modular architecture allows for customizable lending markets. It ensures robust risk isolation while maximizing capital efficiency and supports the seamless addition of features like SPA and new chain deployments.

What Assets Can Pike Support?

Pike supports a wide variety of assets, including:

• Native chain assets (WETH, S, etc.)

• Blue-chip derivatives (LST, LRT)

• DEX LP tokens

• Tapio’s Self-Pegging Assets

What Makes Pike Unique?

• Efficient Liquidity Utilization: Loop LP tokens as collateral to maximize returns.

• Diverse Yield Opportunities: Earn from both lending and swap fees.

• Multichain Compatibility: Operates across EVM and non-EVM chains.

• Modular Architecture: Balances capital efficiency and risk isolation.

• Advanced Oracle System: Dual-oracle architecture with primary and fallback price providers (Chainlink, Pyth) for enhanced security

• Universal Vaults Powered by POCA: Facilitates seamless cross-chain liquidity optimization.

What is SPA?

Self-Pegging Asset (SPA) powered by Tapio, is a liquidity provider token that not only represents your share in Tapio’s stable-asset pools (such as an ETH/stETH pool) but also serves as collateral in the Pike lending market, merging liquidity provision with lending to enhance capital efficiency.

What is POCA?

POCA (Protocol-Oriented Chain Abstraction) is Pike’s cross-chain solution. It simplifies interactions across multiple blockchains by providing a unified, user-friendly interface. POCA abstracts technical complexities, making cross-chain DeFi as simple as using a single dApp.

How Does Pike Ensure Security?

Pike undergoes comprehensive audits by leading security firms, MixBytes and Fuzzland. The audit reports will be published soon to ensure transparency and trust.

How Does Pike’s Approach Differ from Other Lending Protocols?

Pike uniquely combines lending and DEX functionalities into a single protocol. Unlike traditional setups where these services are separate, Pike’s hybrid model allows users to earn through liquidity provision while simultaneously borrowing or lending. Its integration with POCA enables seamless cross-chain access, making it more efficient and user-friendly than existing solutions.